Auto Insurance in Harvey, LA
Auto insurance is necessary for vehicle owners, providing financial protection against unexpected events like accidents, theft or damage. Insurance Center of New Orleans, a full-service, multi-line insurance firm, proudly serves clients in New Orleans, Jefferson, St. Bernard, Plaquemines and nearby parishes. We can offer ideal policies designed to protect your vehicle and peace of mind.
What Do Auto Policies Cover?
Your auto insurance coverage can vary based on your specific needs and how the policy is written. Generally, auto insurance includes the following types of coverage: 
- Liability coverage—This can cover bodily injury and property damage you may cause to others in an accident.
- Collision coverage—This may pay for damage to your car caused by a collision with another vehicle or object.
- Comprehensive coverage—This can cover noncollision-related damages such as theft, vandalism, fire and natural disasters.
- Personal injury protection—This may cover medical expenses and lost wages for you and your passengers, regardless of fault.
- Uninsured/underinsured motorist coverage—This can cover losses if you’re involved in an accident with an at-fault driver with insufficient or no insurance.
- Medical payments coverage—This can pay medical expenses for you and your passengers after an accident, regardless of fault.
How Much Does This Cost?
The cost of auto insurance depends on various factors, including your driving record, vehicle type, location and age. A clean driving record typically lowers premiums, while expensive or high-performance cars may cost more to insure. Higher coverage limits lead to higher premiums, but choosing a higher deductible can reduce them. Your area’s crime rates and traffic conditions can also impact insurance rates.
How to Get Auto Insurance
To purchase auto insurance, compare quotes from different insurers, including local agents and online platforms. Evaluate your coverage needs based on your vehicle, driving habits and budget. You might also save money by bundling your auto insurance with home or renters policies or qualifying for safe driving discounts.
Whether you drive daily or occasionally, having the right coverage is essential. For personalized solutions, trust Insurance Center of New Orleans. We’re here to guide you through the process and help you find the best policy for your needs. Contact us today to learn more.